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Chapter 13 Bankruptcy: Keep Your Property & Repay Debts Over Time
The 10th edition has been completely rewritten to reflect the recent and massive changes to federal bankruptcy law, as well...
Zannah P. Becker: Walking Away: My Story To me the differences at the foot of a mortgage payment and credit debt are very clear.
| | Complete Chapter 13 Personal Bankruptcy Guide $16.95 The Complete Chapter 13 Personal Bankruptcy Guide has everything you need to file and complete a Chapter 13 bankruptcy case. |
| | How to File for Chapter 7 Bankruptcy $4.36 Find debt relief by filing bankruptcy with this all-in-one-book If you have more debt than you can possibly pay off, the bankruptcy system is there to help — and with How to File for Chapter 7 Bankruptcy, you’ll find the clear and user-friendly information, advice and forms you need to get through the entire process. First, the book will help you determine whether you qualify for Chapter 7 — and whether it is the best way to deal with your debts. Then you’ll find out how to: stop wage garnishments and attachments fill out and file all the forms cancel as much debt as possible deal with secured debts keep the maximum amount of property keep your home, if possible rebuild credit after bankruptcy The 16th edition is revised to include the most recent forms and figures, changes to state exemption laws (which determine what property bankruptcy filers may keep), and the latest court decisions. Please note: This book does not cover business bankruptcies, farm reorganizations or individual repayment plans (Chapter 13). For Chapter 13 bankruptcy, see Nolo’s Chapter 13 Bankruptcy. |
Does Sallie Mae work with you on payments or not?
I just finished a Chapter 13 Bankruptcy, and will be calling Sallie Mae here to try to work on a payment plan or something. I am just a little worried I will be back in the poor house.
After paying “real” bills, I have about $175.00 left over a week for gas, and groceries for me and my son. After I did some online calculators from different websites, they all show that I must make at least a minimum payment of around $300.00-400.00.
I of course have had some bad experiences with them right before my bankruptcy started. They even called me while I was 1 year in my bankruptcy, and threatened to take my house if I did not call somebody to try to refi my house so I could pay them. I called my lawyer to tell him, and he told me that he would take care of it. A week later the guy lied and called me again and said that my lawyer says that I should still pay them.
So, as you see I am definitely regretting this. Any advice would be appreciated.
If by work, you mean attempted extortion at every opportunity, then yes, they most certainly do.
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Filed under Chapter 13 Bankruptcy by on Jan 14th, 2010. ![]()

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